Contact Details
Address: Shell Store, Canary Drive, Skylon Park, Hereford, HR2 6SR
Telephone: 03301 229977
Email: enquiries@clevercommercial.co.uk
Website: www.clevercommercial.co.uk
Who We Are
At Clever Commercial, we make finance simple. We’re an independent commercial and property finance brokerage, here to help you secure the right funding for your projects, investments, and business growth.
With over 30 years of combined experience in property and commercial finance, we know how to navigate the market and find solutions that work for you.
Our Mission
Our mission is simple:
- Remove the stress from arranging finance.
- Offer clear, honest support you can rely on.
- Deliver tailored solutions that match your plans, not generic products.
We’re here to support your long-term success, not just complete a single deal.
What We Do
We work with property investors, developers, farmers, and business owners across the UK. Our services include:
- Property Finance – Buy-to-Let mortgages, HMO and portfolio finance, bridging loans, development finance, refurbishment loans, auction finance, and commercial mortgages.
- Business Finance – Secured and unsecured loans, asset finance, invoice financing, cashflow loans, VAT loans, and refinancing.
- Agricultural Finance – Finance tailored for farmers and rural businesses to support growth and investment.
Why Work with Us
- Independent – we’re not tied to any single lender.
- Experienced – decades of industry know-how at your service.
- Personal Service – a dedicated broker who understands your goals.
- FCA Regulated – we meet strict regulatory standards for your peace of mind.
- Technology-Driven – our client portal, Clever Clogs, gives you full visibility of your application, with secure document storage and clear updates at every stage.
Meet the Team
Our team brings together experience, expertise, and a personal touch:
- Advisers with 30+ years’ industry knowledge – guiding you through complex finance with confidence.
- Specialists across property, business, and agricultural finance – so whatever your needs, we’ve got you covered.
- Client-first approach – approachable, responsive, and proactive support whenever you need it.
How We Work
Our process is designed to keep things simple and transparent:
- Initial Conversation – we listen to your goals and talk through your options.
- Market Research – we search our panel of lenders to find the most suitable deal.
- Tailored Recommendation – we present you with clear, straightforward options.
- Application Management – we handle the paperwork and liaise with lenders, solicitors, and valuers.
- Completion & Support – we stay with you until the funds are in place, and we’re here whenever you need us in future.
✅ Your Progress, Made Clear – through our client portal Clever Clogs, you can see exactly where you are in the process, what (if anything) is outstanding, and safely upload/store documents in one place.
Your Journey with Us
Here’s what you can expect when working with Clever Commercial:
- Step 1: Discovery – Tell us about your plans, whether it’s a property purchase, refinancing, or business growth.
- Step 2: Strategy – We design a finance solution that fits your objectives.
- Step 3: Approval – We navigate the application process to secure the right deal.
- Step 4: Delivery – Funds are released, and your project moves forward.
- Step 5: Ongoing Relationship – With Clever Clogs, you always have access to your case history, documents, and future finance opportunities.
Our Promise to You
We treat every client individually, giving you clear communication, regular updates, and the reassurance that we’re working hard to get your finances approved.
At Clever Commercial, you’ll always know where you stand — and have a trusted partner by your side.
